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ChatGPT

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OpenAI's flagship assistant, now running on the GPT-5.6 model family

ChatGPT remains the AI chatbot most people mean when they say "AI" — helping with writing, coding, research, brainstorming, image generation and voice conversation, used by hundreds of millions of people weekly. Its underlying model has moved well past the GPT-4o generation many older reviews still describe: as of July 9, 2026, ChatGPT runs on the GPT-5.6 family, with three named tiers — Sol (frontier reasoning), Terra (balanced) and Luna (fast, budget) — rather than a single flagship model. The subscription lineup expanded meaningfully too. Free now gives unlimited text chat on GPT-5.6 Luna (with ads in the US, rolling out from August 2026) alongside capped image, voice and file uploads. A new Go tier at $8/month, launched globally in January 2026, raises those caps without unlocking Agent mode or Deep Research. Plus stays at its familiar $20/month, now including the full GPT-5.6 family, Agent mode, and a mix of full and lightweight Deep Research tasks. Pro splits into two usage-based tiers — $100/month (5x Plus usage) and $200/month (20x Plus usage, largest limits, priority compute) — closing the old 10x jump from $20 straight to $200. Business and Enterprise remain built for organizations, with Business running roughly $20-25/seat/month (2-seat minimum) and Enterprise custom-quoted, commonly cited in the $45-75/seat/month range for large deployments with SSO, dedicated data residency and compliance paperwork. For most individual users doing regular work, Plus at $20/month remains the practical sweet spot; light or occasional users can now genuinely get by on the improved Free tier, and heavy professional users have a real $100 middle ground before jumping to the top Pro tier.

Claude

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Anthropic's assistant, now on the Sonnet 5 and Opus 5 generation

Claude remains known for nuanced reasoning, careful writing and strong coding performance, built by Anthropic around a Constitutional AI safety approach. The model lineup has moved well past the 200K-context generation many older descriptions still reference: current models include Claude Sonnet 5 (released June 30, 2026) and Claude Opus 5 (released July 24, 2026), both supporting up to a 1-million-token context window on qualifying plans — a meaningful jump for anyone working with large documents or codebases. Subscription tiers now include Free, Pro at $20/month (the familiar entry point, includes Claude Code), and two Max tiers — $100/month (5x Pro usage) and $200/month (20x Pro usage) — for people who exhaust Pro's session and weekly limits regularly. Pro, Max and Team plans share a session limit (resets every five hours) plus a weekly limit across all models, with both pools shared between the Claude apps and Claude Code specifically. On the API side, current per-million-token rates run Haiku 4.5 at $1/$5 (input/output), Sonnet 5 at $2/$10, and Opus 5 at $5/$25 — Opus notably cheaper than the prior Opus 4.8 generation. Claude Code's rapid growth (reportedly $2.5 billion in annualized revenue) reflects how central coding has become to Claude's use case, and Anthropic closed a $30 billion Series G funding round in February 2026 at a $380 billion valuation, with a potential IPO discussed as early as October 2026. For most individual users, Pro at $20/month remains the right starting point; developers and teams doing sustained heavy coding work are the ones who typically outgrow it into Max.

Grok

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xAI's assistant, now on Grok 4.6 with a standalone SuperGrok tier

Grok is xAI's conversational AI, distinguished by real-time access to X (formerly Twitter) data, a blunter tone than most competitors, and image and video generation via Grok Imagine. Its current flagship API model is Grok 4.6, released August 12, 2026, with older cheaper model IDs (Grok 4, Grok 4.1, Grok 4-fast) retired on May 15, 2026 and now silently redirecting to Grok 4.3 pricing — worth knowing if you built cost estimates on the old, cheaper rates. Access splits across two paths that often confuse people researching Grok: the standalone grok.com app (Free, SuperGrok Lite $10/month, SuperGrok $30/month, SuperGrok Heavy $300/month) and the X-bundled path (X Premium $8/month, X Premium+ $40/month), each with different model access and limits. The commonly cited "$8/month" figure for Grok refers to X Premium's bundled access, not a full standalone Grok subscription — SuperGrok at $30/month is the more accurate comparison point against ChatGPT Plus or Claude Pro. Paid plans now share one weekly usage pool spendable across Chat, Imagine, Voice and Build, replacing the older per-2-hour prompt caps retired in June 2026. On the API side, Grok 4.6 runs $2/M input and $6/M output tokens under a 200K-token threshold (doubling above it), with an 85% cache discount bringing cached input down to $0.30/M. For users who want an AI assistant with genuine real-time social-media awareness and a less filtered tone, Grok remains distinctive; for straightforward general assistant use without X integration, ChatGPT or Claude typically offer more polished, mature experiences.

Perplexity AI

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The AI-powered answer engine, now with a $200/month Max tier

Perplexity combines a search engine with an AI chatbot, delivering concise, cited answers pulled from across the web rather than requiring you to click through multiple results. Its free tier is genuinely capable, not a crippled demo: unlimited standard searches, all six Focus modes (Web, Academic, Reddit, YouTube, News, Wolfram Alpha), voice search, Collections and Spaces with custom AI instructions, all included with no subscription. Pro, at $20/month (or $200/year, equivalent to $16.67/month), unlocks unlimited Pro Search, a much higher Deep Research allowance (commonly cited around 20 runs a day), the Labs report-builder, larger file uploads, AI image generation, and the ability to choose which frontier model answers a given question. Students and educators get Pro for $10/month through SheerID verification — half the standard price. A significant 2026 addition is Max at $200/month, aimed specifically at power users: it includes Perplexity Computer, which orchestrates 19 different AI models as specialized sub-agents to break down and execute complex projects, plus Model Council, which runs a query simultaneously across three frontier models (commonly GPT-5.4, Claude Opus 4.8 and Gemini 3.1 Pro) and synthesizes where they agree or diverge — genuinely useful for high-stakes decisions worth stress-testing from multiple angles. The Comet browser, once a premium feature, became free for all users worldwide as of October 2025. For most researchers and everyday users, the free tier or Pro at $20/month covers real needs; Max is a specific, expensive tool for power users who want multi-model orchestration and synthesis on demand.

Midjourney

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Now on V7/V8.1, with image-to-video generation added

Midjourney remains widely regarded for the artistic, aesthetically distinctive quality of its image output — trained heavily on fine art, photography and design work, which is why even basic prompts tend to produce visually polished, compositionally strong results. The model lineup has moved on from the V6 generation many older descriptions still reference: V7 is now the default model, with V8.1 (released April 30, 2026) as the latest update, adding faster generation, HD 2K output and improved prompt adherence. A genuinely new capability since mid-2025 is video: Midjourney can now animate a generated or uploaded image into a 5-second video clip, extendable up to 21 seconds. Video billing follows the same GPU-time model as images but at roughly 8x the cost per job — CEO David Holz has framed this as "25 times cheaper than what the market has shipped before," though independent testers still generally recommend dedicated video tools like Kling or Veo for serious video work over Midjourney's still-developing video capability. Pricing remains four tiers — Basic $10/month, Standard $30/month, Pro $60/month, Mega $120/month — with 20% off on annual billing, and there is still no free trial (removed in 2023) beyond a limited Niji Journey mobile app option. What you're actually buying is Fast GPU time, not a fixed image quota: Standard's 15 hours of Fast time typically covers dozens of images or a handful of video jobs, with unlimited slower Relax mode available on Standard and above. All tiers include general commercial usage rights. For pure image aesthetic quality, Midjourney remains a top choice among reviewers; for anyone whose primary need is video, a dedicated video-first tool is currently the more mature option.

Cursor

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The AI code editor — now on credit-based billing since June 2025

Cursor is a VS Code fork built from the ground up around AI-assisted coding — editing codebases with natural language, generating full features, and running multi-file agent workflows. A major pricing shift took effect in June 2025 that reshaped how the product is actually priced: Cursor replaced its old fixed 500-request model with usage-based billing tied directly to underlying model API costs, which effectively cut the practical monthly request count at the $20 price point from roughly 500 to around 225 — a change significant enough that Cursor's CEO issued a public apology, and a portion of the developer community migrated to alternatives like Windsurf as a result. Under the current system, Auto mode (Cursor's default model routing) remains unlimited on all paid plans; credits are only consumed when you manually select a specific frontier model like Claude Sonnet or GPT-5. The lineup now spans six tiers: Hobby (free, includes a short Pro trial then drops to limited completions), Pro ($20/month, ~$16/month annual), Pro+ ($60/month), Ultra ($200/month), and Teams ($40/user/month) for organizations, plus custom Enterprise adding pooled credits, SCIM provisioning and audit logs. Used by a reported 500,000+ developers, Cursor remains widely regarded in developer communities as one of the most productive AI coding tools available, though the r/cursor community (180,000+ members) still actively debates whether Pro at $20/month genuinely justifies double GitHub Copilot's $10/month price. The practical guidance that emerged from the community: default to Auto mode for most work, monitor credit usage mid-month, and only upgrade tiers when overages consistently exceed the price gap between them. For developers who build without much manual model-switching, Pro remains a reasonable default; heavy agent users report their real monthly cost often lands closer to $60-100 than the advertised $20.